Whether it comes to planned or surprise pregnancy, embracing this life-altering event will bring many changes, including providing an adequate place of living for your family. No matter how much like your current home, sometimes a growing family dictates different needs. And even though selling your property during pregnancy is not recommendable, all bets are off when the nesting instinct kicks in. A lot of families want to have their child born in a new home, starting fresh. Therefore, no one can blame them for embarking on such an endeavor while expecting. Moving before or after the baby comes both have their perks and downsides. But no matter the timing, every home selling and relocation is exhausting. Still, to make this process easier, there is some advice to follow.
Hire a local real estate agent
Selling a home can be a stressful and daunting procedure. There are so many things and research to do to ensure you get the most of your sales. But even with good preparations, the process can be challenging, and you may face many problems along the way. One of them is not finding a buyer on time, so the selling process prolongs. And we all know when it comes to selling your property during pregnancy, time is of the essence. Especially in cases when closing the sale can take months. Thus, it’s essential to have a good real estate agent who knows how to navigate the local market and the most efficient ways to present your home to potential buyers. They will also save you a lot of time on research and introduce you to the paperwork and preparation required for your next home-selling steps.
Selling the property to PDX home buyers
Having a home requires constant investment in maintenance and improvement. Unfortunately, these expenses continue to exist even during the house selling process. The longer the property is on the market, your financial responsibility will grow. But sometimes, money means nothing if we don’t have the time to deal with all the issues these life-changing events bring. In such cases, it’s always good to explore alternative options that will save you from dealing with property taxes, utilities, and insurance. Selling a home directly to PDX home buyers will make sure you get the money fast, releasing you from many responsibilities. You can skip over 70% of the selling process and focus on relocation to your new home.
Staging a home and virtual tours
Staging a property for sale is very important for attracting potential buyers. The location, size, and surrounding amenities will be one of the first things to draw the future homeowners, but staging the home will tickle the buyer’s imagination. Needless to say that preparing a home for sale requires time and money investment, which can be a difficult task to perform during the pregnancy. Therefore, opt for online staging and virtual tours instead of real ones to avoid additional labor and expenses. That way, you will be undisturbed without having to worry about constant cleaning and tidying up every time a potential buyer comes to look at the property.
Packing and transferring your items
Whether it comes to preparing your home for staging or moving, decluttering the place will benefit you a lot. Not only will fewer items mean cheaper moving costs, but you will get to enjoy more clear space. You will soon realize that a clutter-free home is a game-changer after the child is born.
That’s why it’s essential to start doing the preparations as soon as you decide to put your home on the market. You will be able to dictate your own pace because moving while pregnant will necessitate it. You will have enough time to find and hire reliable cross-country movers and have the relocation handled with success. Moreover, in your current state, it’s crucial to avoid heavy lifting and working too hard. So, hiring professionals to deal with the most strenuous tasks and asking for help from your family and friends will ensure the process goes much more effortlessly.
Why is it better to sell and buy a home before giving birth?
Selling your old home and buying a new one is one of the most daunting experiences. Still, with the help of an experienced real estate agent, good timing, and a bit of luck, you will be able to sort out the financial hell such endeavors bring. However, when it comes to applying for a home loan or a mortgage, doing it before you give birth is smart. Naturally, legally you can’t be denied a loan just because you’re pregnant. Lenders are also not inclined to ask if you are expecting or other personal information about your family. However, the moment you start your maternity leave, your current situation affects your work, and such information needs to be shared with mortgage lenders.
The same goes for paternal leave or any other circumstances that could influence the amount of money you receive. The mortgage companies need to be sure that you’re a reliable borrower. That’s why it’s important to apply for a loan before you take leave. But securing a loan is just a job half done. The lenders are usually reluctant when it comes to approving the loans on such occasions for a reason. Even with the paid leave, you won’t be earning as much. Therefore, you will have to be resourceful with saving money, which can be challenging, especially after the baby arrives.
ConclusionThere are a lot of shared opinions on whether selling your property during pregnancy is a good idea. Although such a condition demands a lot of rest and avoiding stressful situations, sometimes life circumstances make us sell the home fast, or pregnancy surprises us after we’ve started with the selling process. In such cases, it’s crucial to wait for further preparations until you get to the second trimester. In the first trimester, your body is adjusting to a new condition, so it’s crucial not to overburden it. Use that time to plan and organize details and less demanding work and research.